It’s truly a shame, because with all the activity the market brings, and the interest it attracts, the neighborhood could be vital and alive. After parking our car, we walked a couple of blocks to the market. As we walked along, I couldn’t help but wonder what could be done. I asked myself, what if somebody cared enough, and had the financial resources, to buy all the houses on this street? They could fix them all up, and sell them to working families who would make this crime-ridden area a thriving community once again.

But half-way efforts wouldn’t cut it. It would need to be all – or most – of the houses on the entire street, the entire block for that matter. Otherwise you wouldn’t really be changing the neighborhood, and families wouldn’t feel safe. that would take more than an individual investor. It would take a group of investors, or even a company. But it could be done, with the right vision and leadership.

All this passed through my mind on that trip downtown a few weeks ago. It was a pleasant fantasy at the time, but I didn’t come up with any answers, so I let the matter drop.

Then I met Ephren Taylor. Well, I didn’t literally meet him, but I “met” him on the Internet, and I learned that he’s doing exactly the kind of thing I fantasized about, in cities all across the country. Not only that, but individual investors – investors just like you and me – are partnering with him to revitalize urban neighborhoods. And those investors are earning double-digit returns, often with no cash of their own.

You see, Taylor has pioneered cash free real estate investing, using only the investor’s good credit, to leverage loans for working-class families in these urban neighborhoods. he’s also created a self-directed IRA real estate investing program, that allows investors to tap into the dormant power of their own retirement funds, creating opportunity where there was none before.

All of this, combined with truly socially conscious investing guidelines, makes Taylor’s programs totally unique, empowering for the communities being impacted, life-changing for the new homeowners, and incredibly profitable for the investors.

Find out more on this site by visiting our main pages at Cash Free Real Estate Investing or IRA Real Estate Investing.

There is a company called City Capital Corporation that has developed a program that allows investors just like you to invest in property in urban areas, using the funds in their self-directed IRA or their good credit.

Since City Capital is looking for both IRA investors AND credit investors, their program is a good fit for almost everybody. Ephren Taylor, CEO of City Capital, has a passion for rebuilding urban neighborhoods, and providing safe, affordable housing for working class families.

There is most likely a role you can play… and quite a profitable role at that. At the very least you owe it to yourself to get the facts. Visit Socially Responsible Real Estate Investing, and sign up for the free webinar. Just for attending, you’ll receive a FREE copy of Taylor’s book, “Creating Success From The inside out,” a hardbound volume detailing Taylor’s own motivational and encouraging story.

If you would like to learn how you can invest in real estate in a socially conscious way, with none of the hassles or risks of traditional investing methods, and keep the profits for yourself, check out Socially Conscious Investing right now!

A couple of points at the outset are important to understand. First, no cash doesn’t necessarily mean no cash from any source. Rather, it means no cash of YOUR OWN. That’s an important distinction.

Second, what we’re really talking about here is also known as “no-money-down” investing, a topic which has received lots of attention, and had lots of books and articles written about it. That’s the reason it’s a real estate investing FAQ. I’m not going to try to cover it in detail here… just give you the broad brush strokes.

To answer the question, of course there is such a thing as cash free real estate investing – but it’s not as common or as easy as the gurus would have you believe.

First of all, investing with no cash of your own requires something other than cash, such as equity, or credit, or some other kind of leverage. Other people’s money, be it bank, partner, or third party, typically doesn’t make itself available until there is a darn good reason, like a smoking deal (equity), someone willing to hold paper (credit), or a combination of these and other “leverage” tools.

Think about that word “leverage” for a moment. It comes from the root word “lever,” which is a small tool used to move a great weight. That’s what real estate investing leverage does, controlling big, expensive properties with a loan or mortgage, by using the principles of high equity and good credit.

So you see, you can buy properties with little or no cash, as long as you have some tool for leveraging. If you find a great deal, that’s leverage. If you have excellent credit, that’s leverage too. And, if you have a boatload of cash available, you may not need to use it because just having it can act like a lever as well.

Partners and other entities can provide cash in certain situations, and often they are the best form of leverage for cash free real estate investing. A company like City Capital Corporation, and their Socially Responsible Real Estate Investing Program, can provide a risk-free, hassle-free, cash-free vehicle to leverage multiple real estate deals, and best of all you keep all the profit.

We’ve looked at just a few cash free real estate investing alternatives, and admittedly we’ve only scratched the surface. Stay tuned for more real estate investing FAQ.