Integrity Team Short Sales

Hi I am Kevin Kudrna with the Integrity Team Short Sales at Keller Williams Realty. We are considered one of Colorado Springs’ premiere short sale teams and we are here to help answer any questions you’ve about doing a short sale in the Colorado Springs area. We concentrate on short sales particularly in this area. So, if you want to know what your choices are to a short sale, give us a call.

I want to talk to you particularly about FHA short sales today. You may need an FHA guaranteed loan, and if so this is one thing for you to watch. Initially, an FHA short sale is probably one of the better programs out there. There are very strict guidelines and they make the program as friendly as attainable for you the seller. Number one, they’ll truly pre-approve a short sale price. As a substitute of doing a traditional short sale where we have now to list the house, watch for an offer, and send in the short sale package deal with the offer. What happens here is we get that pre-approval before we even have an offer, if that is the situation. The perfect part is we don’t have to wait. Number ; you’ll not have a deficiency judgment, which is a guarantee. So in the event you’re concerned with them coming after you later for the difference, which won’t happen with FHA. Number three, you will at closing be able to get a check from $750 to $1,000 at closing for doing an FHA short sale. I assume it’s their means of thanking you for doing this rather than allowing it to go to the financial institution as a financial institution owned as a result of that costs the servicer a lot more cash within the end.

There is one negative that I need to point out and that is they will solely permit as much as 1% in seller concessions for a short sale so long as the buyer is an FHA buyer. If the client isn’t an FHA purchaser then it is zero% concessions they usually principally need to go and give you that money on their own.

Hopefully this helped you out, and there’s a lot more to an FHA short sale, however I wished to give you some of the basics. When you have any questions, please call me at 719-205-6478 or you’ll be able to go and click on on the contact me information right here on the web site so I can get a hold of you. I will assist you determine what your only option is to foreclosure. Thanks for visiting us on our website at Integrityteamshortsales.com where we are Colorado Springs’ premiere short sale team.

For more information on short sales and how to avoid foreclosure, visit the Integrity Team Short Sales blog or you can also contact Kevin Kudrna’s team and get started today.

Sold By Short Sale

Hello again, Matt Fetick here with Sold By Short Sale, Pennsylvania’s leading short sale specialist, thanks so much for joining me today. My workforce and I specialize in short sales within the Philadelphia area and I weblog every week to keep underwater householders updated and informed on their options for avoiding foreclosure. If my blog is useful in the present day please take a couple of minutes to browse my website where you’ll find even more data on the short sale process.

For our blog subject as we speak I wanted to discuss working with Bank of America on a short sale file and a number of the experiences I’ve had. Bank of America is among the largest mortgage servicers within the Philadelphia area and in turn we see tons of clients with first and second mortgages from Bank of America. Since Bank of America can also be a mortgage servicer, and not just a lender, we work with their staff each day whether the mortgage is from Bank of America or a special lender. Bank of America is without doubt one of the largest lenders in the nation and in an effort to have short sale success you will need to understand how they operate. Often times with a bank this huge it can be hard to get in contact with an actual person but because of our relationship we’ve access to lots of their great employees. When you have any questions about working with Bank of America on a short sale file please visit my website or contact me at this time to discuss your options. My crew and I wish to help get you out from underneath your distressed property and protect your credit. Thanks for your time at present and I look forward to hearing from you in the future.

For more information on short sales and how to avoid foreclosure, visit the Sold By Short Sale blog or you can also contact the Matt Fetick team and get started today.

Bay Area Short Sale Angels

Hi, that is Kerri from the Bay Area Short Sale Angels, Northern California’s number one short sale team. So lots of people come to me questioning tips on how to get a trustee sale date postponed. That is the day that the home goes to auction and either gets purchased or goes back into being a financial institution owned property. It is the official foreclosure date. So, is it doable to postpone this date? Many occasions the bank will postpone the date for you if it’s looking like issues are looking constructive with your loan modification.

Another technique to get it postponed or even stalled is by completing a short sale. If we’re in contract with a professional buyer and we’re near getting the negotiations finalized or in the course of escrow, many times the financial institution will actively postpone the trustee sale date. Often we will not ask for that postponement for up until 10 days before the trustee sale date.

Another solution to postpone the date is bankruptcy. Lots of people have used this as a tactic to have the ability to live in their residence that is dealing with foreclosure even longer just by filing for bankruptcy. Once you file for bankruptcy, you may have a certain quantity of days that you should get that bankruptcy accomplished before the trustee sale date could be reinstated.

So those are three different methods of getting the trustee sale date postponed. There are a lot of people out there on the web that promise that they will get the trustee sale date postponed in case you pay them money. I’d say 99% of these are scams. So, what you really want to do is work out where you’re going, what your intentions are with the property and then make a decision based mostly on that.

This is Kerri Naslund with the Bay Area Short Sale Angels, Northern California’s primary short sale team. We believe there is nothing worse than doing nothing. Please contact us at present so we will answer any questions you have.

For more information on short sales and how to avoid foreclosure, visit the Bay Area Short Sale Angels blog or you can also contact the Kerri Naslund team and get started today.

Sold By Short Sale

Well hello again everybody my name is Matt Fetick with Sold By Short Sale, Delaware’s leading short sale specialist, thanks for testing my weblog today. My team and I specialize in short sales within the Wilmington area and I weblog often to keep owners informed and in power relating to avoiding foreclosure. If my blog is useful at this time please take a minute to browse my web site for even more information or contact me on to set up a free consultation.

For our blog topic at the moment I wanted to discuss the difficulty of unpaid property or association taxes through the short sale approval process. Clearly people who are struggling to pay their mortgage or rent every month may additionally be behind on their property taxes and it is very important know how this could have an effect on a short sale. It is a frequent query when meeting with someone for the first time to be inquisitive about what will happen to any unpaid taxes once your private home is sold. The good news is that when you complete a short sale your bank can pay your unpaid property taxes with the proceeds from the sale of your home. After a short sale your bank is liable for paying any liens in opposition to your house and your property taxes will always hold the first lien. Even if your home enters in to foreclosures it will have to pay any unpaid property taxes. Now if you’ll be able to pay your property taxes each month it’s in your best interest to remain current. However, if this isn’t the case please contact me so we can focus on your options. When you’ve got more questions or would really like focus on your particular scenario please go to my web site or give me a call today. Thanks for testing my weblog right now and I hope to hear from you in the future at Delaware’s leading short sale specialist.

For more information on short sales and how to avoid foreclosure, visit the Sold By Short Sale blog or you can also contact the Matt Fetick team and get started today.

My First Short Sale

Hi, have you ever ever wondered if it is even doable to do a short sale if you have a second and a third mortgage in your property? We’re here at the moment to answer that question for you and inform you primarily based on experience that sure it’s possible. My name is Fred Weaver and that is Kevin Kauffman. We’re Group 46:10, one of the nation’s main short sale teams. We have truly completed most likely about half a dozen to a dozen three-lien short sales over the past couple of years. They are a little rare, however they are possible.

Any time you’ve got got more than one lender, you are taking a look at an additional challenge. This isn’t something for a starting real estate agent, or perhaps a beginning short sale agent. A number of short sale brokers who say they concentrate on short sales are afraid of three-lien short sales and quite frankly, they’re not qualified. It takes numerous expertise and quite a lot of know-how and plenty of diligence to get three different banks or lien holders even if they’re all serviced by the same company, to comply with a short sale. We’ve had success, we’ve been in a position to do this quite a couple of occasions, however it’s been a battle every time. Let’s face it; we’ve got more experience than anybody you’re going to speak to relating to short sales. If it’s a battle for us, I’m telling you right now, you don’t need a beginner or a part-timer doing this for you as a result of it’s a serious deal.

So, when you’ve got a three-lien short sale, give us a call. We would be more than pleased to speak to you about it. You possibly can call our office at 480-449-6642. Just give us a call, we might like to talk to you about your three-lien short sale and how we might help you. We’re Group 46:10, considered one of the nation’s main short sale groups and we’re hoping to work with you soon.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

My First Short Sale

Have you puzzled if you would need to pay taxes if you were to short sale your house? Have you ever maybe talked to a CPA or a neighbor or a relative or family member that mentioned when you do a short sale or let your private home go to foreclosure, you are answerable for the taxes?

Well, my name is Fred Weaver and this is Kevin Kauffman and we run considered one of the nation’s leading short sale teams called Group 46:10. At the moment we need to shed some light; we need to expose the myths from the truths on this tax conversation. Here is the number one factor that I need to drive home today. It is one thing called the mortgage debt relief forgiveness act. It’s really about to run out at the end of 2012. The reason that’s necessary to you is because in the event you’ve been wondering about paying taxes on a short sale, it is doable that you just won’t should pay taxes under the mortgage debt relief forgiveness act. The key thing is that this expires at the end of 2012, meaning that because it sits right now in the event you do a short sale and also you close your transaction by December 2012, you are good to go. If it is your primary residence with only a few different minor indicators to make sure you qualify, you won’t have to pay any taxes to the government. In the event you close that transaction only a month later in January 2013, as it stands right now you may be paying taxes on the amount of debt forgiven by the lender.

We’re not here to force you into making a choice, we’re putting this video out so you’ll be able to have good info in your hands that you should use to make a well informed decision. So for those who’re on the fence questioning about doing a short sale transaction or letting your private home go to foreclosure, you are going to want to make that call before the end of 2012 and actually, you are going to need to make it early in 2012 or late in 2011. You are not going to run up towards a deadline and put your self in a bad situation.

Give us a call at present at 480-449-6642 and permit us to explain more about the debt relief forgiveness act and offer you a direct link with the IRS website. We are able to even put you in contact with some of our best CPAs that we work with to allow them to speak with you more about this. We’re right here to help; we wish to be a resource so please contact us today. We’re Group 46:10, one of the nation’s leading short sale teams and we’re looking ahead to speaking with you soon.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

Short Sale Shift

Hello everyone my name is Josh Pomerleau with Short Sale Shift, Minnesota’s premiere short sale staff, thank you for checking out my blog today. I work with Keller Williams Realty in the Minneapolis area and blog daily from the short sale trenches to provide useful data to distressed property house owners on their options for avoiding foreclosure. If you’re looking for even more data feel free to browse the over five hundred videos on my web site to learn more concerning the short sale process.

For our blog topic today I wanted to discuss working with Citi Mortgage on a short sale file and among the experiences I’ve had. The first dwelling I ever bought was with Citi Mortgage and there have been a number of clients in Minnesota with Citi mortgages over the years. All of the Citi Mortgage files I’ve taken on have gone great and our crew has closed quite a bit in the past. The Citi short sales that now we have closed not too long ago have included a first and second mortgage both with Citi mortgage. This works out great for both the agent and the bank because it makes communication a lot easier on both short sale files. Even though the second mortgage is owned by Citi Financial it falls underneath the same short sale guidelines in the course of the short sale negotiation process. When you’ve got any questions on your Citi mortgage, or another lender, please visit my website or contact me right now to discuss your options. On my web site you’ll find a short sale specialist waiting to answer any particular questions you have got due to our chat box situated within the left hand corner. Thanks for testing my weblog right now and I look forward to hearing from you in the future at Minnesota’s premiere short sale team.

For more information on short sales and how to avoid foreclosure, visit the Short Sale Shift blog or you can also contact the Josh Pomerleau team and get started today.

Short Sale Shift

Hello everyone my name is Josh Pomerleau with Short Sale Shift, Minnesota’s premiere short sale staff, thank you for checking out my blog today. I work with Keller Williams Realty in the Minneapolis area and blog daily from the short sale trenches to provide useful data to distressed property house owners on their options for avoiding foreclosure. If my weblog is helpful as we speak feel free to browse the over five hundred videos on my website to learn even more in regards to the short sale process.

For our blog topic at present I wanted to discuss completing a short sale on a reverse mortgage. For those who do not know a reverse mortgage is a loan made to the homeowner utilizing the equity within the dwelling as collateral. I might be getting an approval later this week on a short sale for a reverse mortgage and certainly have seen much more clients with a reverse mortgage of late. Plenty of clients and agents a like assume {that a} short sale on a reverse mortgage shouldn’t be possible however our staff has had great success getting approvals of late. While there can be totally different guidelines for a reverse mortgage short sale the essential factor is to show the bank why an approval is of their best interest. This particular short sale is with Wells Fargo, a bank that we now have loads of experience with and enjoy working with on every file we take on. When you’ve got a reverse mortgage and the value of your private home continues to sink please visit my website or contact me at present to discuss your options. Our teams goal for this year is to assist 100 owners and I need you to be part of our success. Thanks for stopping by my weblog at the moment and I look ahead to hearing from you in the future.

For more information on short sales and how to avoid foreclosure, visit the Short Sale Shift blog or you can also contact the Josh Pomerleau team and get started today.

My First Short Sale

Hi, are you contemplating going through bankruptcy but you continue to have a home and you’re not sure if you can sell it after bankruptcy? Well, we would love to have the ability to answer that for you. My name is Fred Weaver and that is Kevin Kauffman and we’re with Group 46:10. We’re actually the owners of one of the nation’s leading and most successful short sale groups in all the country.

This is an typically misunderstood topic. A number of homeowners assume that they’re going to just file bankruptcy and that can take care of the house that they are behind payments on. Unfortunately quite a lot of bankruptcy attorneys, a few of them know better and some of them don’t. Bankruptcy does not resolve the whole problem with what to do with your home. After you’ve got completed a bankruptcy and possibly you’ve got, you now perceive that you simply’re faced with a scenario where you both need to do a modification on this dwelling, let it go to foreclosure, or you’ll want to contemplate a short sale as an avenue of the house. Quite a lot of bankruptcy attorneys will tell you it makes much more sense to do a bankruptcy plus short sale than it does to do a bankruptcy plus foreclosure. There are a whole lot of advantages to doing that.

We’d love to speak with you in the event you’re either contemplating submitting bankruptcy or possibly you already have accomplished and have a discharged bankruptcy, or perhaps you are just within the process of the bankruptcy proceedings right now, give us a call so we can speak to you more about what to do with your home after the bankruptcy is completed. Our phone number is 480-449-6642, and you may as well fill out the form right here on our website. Kevin or myself Fred, or our affiliate Stephanie who’s our lead listing agent would love to talk with you. We would love to reply all your questions, and dispel any of the rumors or myths that you have heard and put real true information and data in your hands.

So, give us a call and phone us today. We’re Group 46:10, certainly one of the nation’s main short sale groups and we look forward to talking with you soon. Thanks and have an ideal day.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

Short Sale Shift

Hello everyone my name is Josh Pomerleau with Short Sale Shift, Minnesota’s premiere short sale group, thanks for checking out my blog today. I work with Keller Williams Realty in the Minneapolis area and blog daily from the short sale battlefield to keep distressed owners informed and in control so as to avoid foreclosure. In case you searching for even more information take a minute to browse the over five hundred videos on my website to learn concerning the short sale process and among the lenders I’ve worked with.

For our blog topic today I wanted to discuss working with Provident Funding and among the experiences I’ve had. As an agent back in 2006 I worked on quite a lot of deals with Provident Funding and have been seeing quite a lot of short sale files with them recently. I actually just closed a short sale with Provident Funding last week and the entire process went great. This particular homeowner had already relocated to another city in Minnesota however we had no hassle getting a short sale approval in a really timely fashion. Because the house was already empty we had to make sure the utilities had been still in working order but all the things else went according to plan. We also had a buyer back out on this property however we were capable of re-sell it very quickly. Working with Provident Funding has always gone nice for our staff and we all know that will continue. If you have any questions about your mortgage with Provident Funding, or every other lender, please go to my web site or contact me today to discuss your options. Even if you haven’t missed a mortgage payment it’s possible to get a short sale approved in Minnesota quickly. Thank you for testing my blog immediately and I look forward to hearing from you soon at Minnesota’s premiere short sale team.

For more information on short sales and how to avoid foreclosure, visit the Short Sale Shift blog or you can also contact the Josh Pomerleau team and get started today.